How it works
How Big4CFO works
For a one-time report: pick the question you want answered, upload your bank statements or financial reports, and get your report by email, usually within minutes.
For a monthly plan: choose your plan, connect your accounting software read-only, and your first report arrives once your books are checked to the cent. Either way the report is generated by software from your own records; no person prepares it.
How it works
From what you already have to a clear answer, without the spreadsheets.
Two ways in: a one-time check of your bank statements or financial reports, or your books checked to the cent, every month — so month-end stops being a scramble to work out whether the numbers are right.
From $49 · Report in minutes
One-time report
- Pick the question you want answeredPay once. No account to create, nothing to log in to.
- Upload what you haveYour bank statements (PDF, Excel or CSV), or your profit and loss and balance sheet from your accounting software or accountant: one month, three or twelve, depending on the report. You don't need accounting software: bank statements alone are enough.
- Get your report by emailUsually within minutes. If we can't read your files clearly enough to trust the numbers, you get a full refund automatically.
From $349 a month · Every month
Monthly plan
- Choose your planPay, and we email you straight away with what happens next.
- Connect your accounting softwareQuickBooks, Xero, Sage and others. You sign in yourself. Access is view-only: we never see your password and never change anything.
- Checked to the cent, every monthYour first report arrives once every transaction in your books accounts exactly for the balances your accounting system reports — to the cent on every bank and card account. After that, one arrives every month with a plain-English note on what needs your attention.
Questions
- Is a person involved in my report?
- No. Big4CFO is software. Your report is generated automatically from your own records: the software checks, to the cent, that every transaction accounts for your balances, forecasts your cash flow and writes up the most important finding in plain English. Nobody reviews or interprets your figures, and nothing in a report is accounting, tax, legal or investment advice. One-time reports start at $49, and every figure comes with a calculation trail anyone can reproduce.
- What does "checked to the cent" mean?
- Every figure is checked against your own balances before it is used. A statement's opening balance plus money in, minus money out, must equal its closing balance exactly. If it does not, we say so instead of reporting on figures that do not add up. A profit and loss and balance sheet are checked against themselves: every month's profit must match their own bottom line, and the balance sheet must balance. The one exception is an Excel or CSV export of bank transactions uploaded for a one-time report: it has no balances to check against, so that report says its figures were read from your spreadsheet and not verified. On a monthly plan, every transaction in your books must account exactly for the balances your accounting system reports for your bank, card, receivable and payable accounts — with no difference allowed on bank or card.
- Do you need a login to my bank or accounting software?
- Not for one-time reports: you upload your bank statements or financial reports and there is no account to create. Monthly plans connect read-only to your accounting system: you sign in yourself, we never see your password, and we never write anything back to your books.
- What happens if you can't read my files?
- If we can't read your documents well enough to stand behind the figures, we refund you in full, automatically, and tell you why. You don't have to ask.
Get your report
Find out where your money is going.
Start with a one-time check on your bank statements or financial reports, or have your books checked to the cent every month.