BIG4CFO

Pricing

Big4CFO pricing

One-time reports cost $49, $99 or $199. Each answers one question about your money from the bank statements or financial reports you upload, and arrives by email, usually within minutes.

Monthly plans cost $349, $599, $899 or $1,999 a month and check your books to the cent every month. Prices are in USD; tax is calculated at checkout based on where you are.

One-time reports

Find where your money is leaking. Pick the depth you need.

Upload your bank statements, or your profit and loss and balance sheet: whichever you have. Bank statements give every check listed below. Financial reports give your statements, key figures and cash forecasts instead; checks that need individual transactions, such as duplicate payments and payees, need bank statements.

One-time report

Is my business okay right now?

$49one-time

  • Your current cash position, and how long it covers you
  • One red flag, if something needs attention
  • Leak checks: possible duplicate payments, bank fees and interest, each with the lines behind it
  • Your cash cushion: what three, six and twelve months of cover would take
  • An Excel workbook of every figure, delivered within minutes

Recommended

One-time report

Where am I losing money?

$99one-time

  • Everything in the $49 report, across three months
  • Where the money went, by payee, and the regular charges that keep going up
  • The single biggest issue worth fixing
One-time report

Where am I losing money, and where should I look first?

$199one-time

  • Everything in the $99 report, across a full twelve months
  • Charges that crept up over the year, which no single month reveals
  • A 3-month cash flow outlook
  • A 30-day checklist of what your numbers point to

Your documents are read by Claude, an AI model operated by Anthropic; that is how the figures are extracted, and it is the one third party involved. Files are stored encrypted, deleted permanently after 30 days, and deleted immediately if we refund you. We never write anything back to your bank or accounting software.

If we can't read your documents well enough to stand behind the figures, we refund you in full, automatically, and tell you why. You don't have to ask. Payments are handled by Paddle, our merchant of record. Priced in USD; tax is calculated at checkout based on where you are.

Ongoing monitoring

Monthly reporting software: reconciliation, cash flow forecasting and margin analysis.

Some businesses want their numbers checked every month, not just once. If you're never quite sure your books add up, this is the fix: monthly reports you can trust, checked to the cent every month, with a written finding on what is worth a closer look.

Software, not a service

Every report is generated automatically by our software from your own records. No accountant, adviser or consultant prepares it, and nothing in it is accounting, tax, legal or investment advice: findings point to what is worth checking, and the decisions stay yours.

It does not replace your bookkeeper, your accountant or your tax filings. It reads the books they keep and replaces the monthly scramble to find out whether the numbers are right.

Our monthly plans start at $349.

Monthly plan

Foundational

Solo operators & small service businesses

$349/mo

  • Monthly P&L that ties to your books' own figures, with your bank and card balances checked to the cent against your accounting system
  • 13-week rolling cash flow forecast, and a 12-month forecast on three paths
  • Key figures every month: margins, debtor days, cash cover, runway and more, each with its definition
  • Year-over-year comparison, wherever there is a record of last year
  • A quarterly board pack, ready for your board, your investors or your bank
  • Automated transaction categorization
  • Receivables and payables balances checked against your books
  • A written, plain-language finding each month
  • Find the leaks every month: duplicate payments, rising charges, fees and overdue invoices, with the transactions behind each
  • Unlock the profit: what 1% on price, 1% off costs or faster collection is worth, on your own figures
  • Your goals and one big hairy audacious goal, measured against your books every month — and celebrated when you reach them
  • An interactive report: look at any month or year, and compare it with any other
  • An Excel workbook with live what-if levers, plus balance sheet and cash flow statement

Recommended

Monthly plan

Growth

Growing businesses hunting margin

$599/mo

  • Everything in Foundational
  • Budget vs. actual tracking: where spending runs over or under, category by category
  • Scenario planning: what cutting costs or investing more actually changes
  • Estimated product margins, from the prices and costs in your product catalogue
  • Cohort retention: customer and revenue retention, side by side
  • CAC payback & LTV:CAC analysis
Monthly plan

Leverage

Businesses carrying loans or a credit line

$899/mo

  • Everything in Growth
  • Debt tranche tracking: principal, interest and the full amortization schedule
  • Your monthly debt service, set beside your cash flow forecast
  • What your balloon payment actually is, and when it lands

Fixed-rate loans only: we do not project floating rates we cannot know. This tracks what you owe and when. It is not a covenant compliance opinion, because your lender measures compliance using your loan agreement's own definitions.

Monthly plan

Capital Stack

Real-estate syndications & JV partnerships

$1,999/mo

  • Partnership distribution waterfall: preferred return, catch-up and split, calculated to the cent
  • You confirm the waterfall terms before your first report
  • Debt tranche tracking: principal, interest and repayment schedule
  • Every monthly report: leak checks, profit levers, goals, the interactive report and the Excel workbook

A calculator for the terms you enter and confirm — not fund administration, investment or legal advice. One waterfall structure is supported so far: a preferred return, a catch-up, then a split.

Accountants and bookkeepersRun every client's monthly reporting from one workspace.Partner seats from $249 a client a month. Charge our normal price and keep the difference.Become a partner →

Questions

What's the difference between a one-time report and a monthly plan?
A one-time report is a point-in-time check on your bank statements or your financial reports, useful when you want to know where you stand right now. A monthly plan reconciles your books every month, compares each month with the last, and catches problems the month they appear rather than after the fact.
What happens if you can't read my files?
If we can't read your documents well enough to stand behind the figures, we refund you in full, automatically, and tell you why. You don't have to ask.
Is a person involved in my report?
No. Big4CFO is software. Your report is generated automatically from your own records: the software checks, to the cent, that every transaction accounts for your balances, forecasts your cash flow and writes up the most important finding in plain English. Nobody reviews or interprets your figures, and nothing in a report is accounting, tax, legal or investment advice. One-time reports start at $49, and every figure comes with a calculation trail anyone can reproduce.
Do I still need my bookkeeper or my accountant?
Yes. Big4CFO does not replace either of them and does not prepare accounts, file taxes or give professional advice. Your bookkeeper records the transactions; your accountant handles your tax and your annual financial statements. Big4CFO is reporting software that reads the books they keep: it checks that they add up, tracks margin and cash, and flags what is worth a closer look.

Get your report

Find out where your money is going.

Start with a one-time check on your bank statements or financial reports, or have your books checked to the cent every month.

Get a one-time reportSee monthly plansRead a sample report first