Fractional CFO vs software
The monthly finance pack, without the monthly retainer
A part-time finance director typically spends much of each month on the same work: reconciling, building the monthly figures, forecasting cash and writing up what changed. That work is what Big4CFO’s software produces, every month, from your own books.
What it does not do is the judgement: negotiating with your bank, advising on tax, or sitting in your board meeting. This page is honest about both.
What the software produces, every month
- Books reconciled to the cent before anything is reported
- Profit and loss, balance sheet and cash flow statement
- A 13-week cash flow forecast with a slower case, and a 12-month forecast
- A monthly KPI scorecard and a quarterly board pack
- Leaks and profit levers, each with the figures behind it
- Budget against actual and scenarios (Growth and above)
- Debt schedules and repayments (Leverage)
- Plain-English commentary, every figure checked against the calculations
Where you still want a person
- Tax planning and returns — your accountant
- Legal and investment advice — a lawyer or adviser
- Negotiating finance, and judgement calls only someone who knows your business can make
Big4CFO is software. It shows what your figures point to and what is worth checking; it does not give advice. Many owners use the monthly report to make their accountant’s or adviser’s time count for more.
Cost
Monthly plans start at $349 a month (Foundational), with Growth at $599, Leverage at $899 and Capital Stack at $1,999. One-time reports cost $49 (one month), $99 (three months) or $199 (twelve months).
Questions
- Is a person involved in my report?
- No. Every figure is calculated by software and every report is produced automatically. Nobody reviews or interprets your figures.
- Can I see the output before paying?
- Yes — read the full sample report, page by page, or start with a one-time report from $49.
See it on your own figures
One-time reports from $49, delivered within minutes. Monthly plans from $349. Every payment carries a 14-day money-back guarantee.