The check register
Every check the software runs, and what each one needs from you.
25 checks. Some run on a bank statement alone. Some need the profit and loss and balance sheet you already have. Some need a view-only connection to your accounting software, and are marked so you can decide whether that is a trade you want to make.
4 of these run free, in your own browser, on a statement that is never uploaded. Try the leak finder.
Where money leaks
Possible duplicate payments
Free in your browserThe same amount paid to the same payee twice within three days.
Supplier charges that keep rising
Free in your browserA payee whose monthly total went up three months in a row.
Bank fees, charges and interest
Free in your browserTwelve months of fees and interest added up, where they are invisible one at a time.
Your largest payments
Free in your browserWho you actually pay the most, over the whole period rather than one invoice at a time.
Needs: Bank statementsOn: Every plan, including one-time reportsInvoices past their due date
Money already earned and not yet arrived, listed by customer with a reminder you can send.
Bills you are late on
What you owe past its date, before it becomes a supplier phoning you.
Needs: Accounting software connectedOn: Every monthly plan
Are the numbers right
Every account checked to the cent
Whether every transaction in your books accounts exactly for the balances your accounting system reports. The report is held until it does.
Every figure marked with its evidence
Each number carries whether it was verified to source, stated by your accounting system, or estimated — so you know which ones to lean on.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsWhat the month cannot tell you
Stated plainly, for example that no cost of sales is recorded so gross margin is not meaningful. Saying what we cannot see is what makes the rest credible.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reports
Will I run out of cash
Cash position and how long it covers you
What you hold, what you burn, and the number of months between the two.
Needs: Bank statements or Profit & loss and balance sheetOn: Every plan, including one-time reportsHow this works13-week cash forecast
The low week, while there is still time to act — with a slower case beside it.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsHow this works12-month cash outlook
The shape of the year ahead on your own figures, not a straight line from today.
Needs: Accounting software connectedOn: Every monthly plan
Where the profit is
What each lever is worth
1% on your prices, 1% off your costs, 10% off your largest cost, and being paid ten days sooner — each priced on your own figures. Arithmetic, not advice.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsHow this worksBreak-even sales
The sales you need each month to cover every cost, before anything is profit.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsHow this worksBudget against actual
Where spending ran over or under, category by category.
Needs: Accounting software connectedOn: Growth, Leverage, Capital StackScenario planning
What cutting costs or investing more actually changes, before you commit to it.
Needs: Accounting software connectedOn: Growth, Leverage, Capital StackProduct and customer margin
Which lines and which customers earn their keep, and which are carried.
Needs: Accounting software connectedOn: Growth, Leverage, Capital StackCustomer and revenue retention
Whether the customers you won last year are still here, cohort by cohort.
Needs: Accounting software connectedOn: Growth, Leverage, Capital Stack
What you can afford
Monthly surplus and your cushion
What the business can already afford, and how many months of costs your cash would pay.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsHow this worksYour own goals, measured monthly
The targets you set, checked against your books every month rather than once a year.
Needs: Accounting software connectedOn: Every monthly planDebt and repayment tracking
What you owe, what it costs you, and when each repayment lands.
Partnership distribution waterfall
Preferred return, catch-up and split, calculated to the cent on confirmed terms.
Needs: Accounting software connectedOn: Capital Stack
What you are handed
The three statements, every account
Profit and loss, balance sheet and cash flow statement, in the report and the workbook.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsHow this worksAn Excel workbook you can explore
Every figure with the transactions behind it, yours to change without changing the report.
Needs: Profit & loss and balance sheet or Accounting software connectedOn: Every plan, including one-time reportsA quarterly board pack
The quarter assembled for people who were not in the detail with you.
Needs: Accounting software connectedOn: Every monthly plan
Start anywhere
Run the free checks first. Pay once you have seen it work.
The leak finder costs nothing and asks for nothing. A one-time report starts at $49 and arrives within minutes. Monthly plans start at $349. Every payment carries a 14-day money-back guarantee.